TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE

TIPTON, MO | Small | Est. Dec. 29, 1906, midnight | FDIC #1941 | RSSD #984856 | OCC
Latest Report: 2025-12-31

TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE is asn small FDIC-insured commercial bank headquartered in TIPTON, MO, established in Dec. 29, 1906, midnight. As of 2025-12-31, the bank reported total assets of $190M and total deposits of $164M. Profitability stands at 0.27% ROA and 2.84% ROE, with a net interest margin of 3.50%. The bank's CET1 capital ratio is 9.61%. Asset quality metrics show a non-performing loan ratio of 0.50% and a Texas Ratio of 3.50%. FDIC Certificate #1941.

Assets

$190M

Deposits

$164M

Loans

$140M

Equity

$18M

Profitability

Return on Assets (ROA) 0.27%
Return on Equity (ROE) 2.84%
Net Interest Margin (NIM) 3.50%
Yield on Assets 6.29%
Cost of Funds 2.85%

Asset Quality

NPL Ratio 0.50%
Net Charge-Off Ratio 0.07%
Texas Ratio 3.50%
NPA Ratio 0.37%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 9.61%
Tier 1 Capital 9.61%
Total Capital Ratio 10.09%
Leverage Ratio 10.80%
Loan-to-Deposit 85.40%

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