BanksFIRST STATE BANK OF LE CENTER

FIRST STATE BANK OF LE CENTER

LE CENTER, MNSmallEst. Jan. 1, 1902, midnightFDIC #9330RSSD #986159FDIC
Latest · 2025-12-31

FIRST STATE BANK OF LE CENTER is an FDIC-insured commercial bank headquartered in LE CENTER, MN, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $114M and total deposits of $96M. Profitability stands at 0.95% ROA and 9.02% ROE, with a net interest margin of 4.63%. CET1 capital ratio: 12.88%, well above regulatory minimums. NPL ratio: 0.85% · Texas Ratio: 5.00%. Operates 2 domestic branches.

Assets
$114M
Deposits
$96M
Loans
$76M
Equity
$12M

Profitability

Return on Assets (ROA)0.95%
Return on Equity (ROE)9.02%
Net Interest Margin4.63%
Yield on Assets5.84%
Cost of Funds1.33%

Asset Quality

NPL Ratio0.85%
Net Charge-Off Ratio0.28%
Texas Ratio5.00%
NPA Ratio0.57%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio12.88%
Tier 1 Capital12.88%
Total Capital Ratio13.88%
Leverage Ratio10.63%
Loan-to-Deposit78.72%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required