FIRST NATIONAL BANK OF LE CENTER, THE

LONSDALE, MN | Small | Est. Jan. 1, 1903, midnight | FDIC #5180 | RSSD #986551 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF LE CENTER, THE is asn small FDIC-insured commercial bank headquartered in LONSDALE, MN, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $178M and total deposits of $158M. Profitability stands at 0.32% ROA and 3.58% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 8.39%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5180.

Assets

$178M

Deposits

$158M

Loans

$128M

Equity

$15M

Profitability

Return on Assets (ROA) 0.32%
Return on Equity (ROE) 3.58%
Net Interest Margin (NIM) 3.74%
Yield on Assets 6.12%
Cost of Funds 2.49%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.11%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.86%

Capital & Liquidity

CET1 Ratio 8.39%
Tier 1 Capital 8.39%
Total Capital Ratio 8.81%
Leverage Ratio 8.45%
Loan-to-Deposit 81.15%

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