BATTLE CREEK STATE BANK

BATTLE CREEK, NE | Micro | Est. Sept. 1, 1943, midnight | FDIC #16330 | RSSD #986757 | FED
Latest Report: 2025-12-31

BATTLE CREEK STATE BANK is amn micro FDIC-insured commercial bank headquartered in BATTLE CREEK, NE, established in Sept. 1, 1943, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $44M. Profitability stands at 0.50% ROA and 2.64% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 22.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16330.

Assets

$54M

Deposits

$44M

Loans

$39M

Equity

$10M

Profitability

Return on Assets (ROA) 0.50%
Return on Equity (ROE) 2.64%
Net Interest Margin (NIM) 4.16%
Yield on Assets 6.08%
Cost of Funds 2.41%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 22.56%
Tier 1 Capital 22.56%
Total Capital Ratio 23.49%
Leverage Ratio 19.22%
Loan-to-Deposit 88.40%

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