SANDHILLS STATE BANK

NORTH PLATTE, NE | Small | Est. Sept. 22, 1902, midnight | FDIC #13892 | RSSD #987259 | FDIC
Latest Report: 2025-12-31

SANDHILLS STATE BANK is asn small FDIC-insured commercial bank headquartered in NORTH PLATTE, NE, established in Sept. 22, 1902, midnight. As of 2025-12-31, the bank reported total assets of $393M and total deposits of $357M. Profitability stands at 1.27% ROA and 14.52% ROE, with a net interest margin of 3.98%. The bank's CET1 capital ratio is 10.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.13% and a Texas Ratio of 0.97%. FDIC Certificate #13892.

Assets

$393M

Deposits

$357M

Loans

$270M

Equity

$34M

Profitability

Return on Assets (ROA) 1.27%
Return on Equity (ROE) 14.52%
Net Interest Margin (NIM) 3.98%
Yield on Assets 5.60%
Cost of Funds 1.64%

Asset Quality

NPL Ratio 0.13%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.97%
NPA Ratio 0.09%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 10.75%
Tier 1 Capital 10.75%
Total Capital Ratio 11.79%
Leverage Ratio 8.07%
Loan-to-Deposit 75.55%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required