LIBERTY SAVINGS ASSOCIATION, FSA, THE

FORT SCOTT, KS | Micro | Est. Jan. 1, 1919, midnight | FDIC #29857 | RSSD #987576 | OCC
Latest Report: 2025-12-31

LIBERTY SAVINGS ASSOCIATION, FSA, THE is amn micro FDIC-insured commercial bank headquartered in FORT SCOTT, KS, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $28M and total deposits of $21M. Profitability stands at -0.50% ROA and -2.05% ROE, with a net interest margin of 3.41%. The bank's CET1 capital ratio is 24.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29857.

Assets

$28M

Deposits

$21M

Loans

$10M

Equity

$7M

Profitability

Return on Assets (ROA) -0.50%
Return on Equity (ROE) -2.05%
Net Interest Margin (NIM) 3.41%
Yield on Assets 4.47%
Cost of Funds 1.29%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.68%

Capital & Liquidity

CET1 Ratio 24.47%
Tier 1 Capital 24.47%
Total Capital Ratio 25.69%
Leverage Ratio 24.02%
Loan-to-Deposit 48.40%

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