CLARE BANK, NATIONAL ASSOCIATION

PLATTEVILLE, WI | Small | Est. Oct. 28, 1905, midnight | FDIC #1022 | RSSD #988144 | OCC
Latest Report: 2025-12-31

CLARE BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in PLATTEVILLE, WI, established in Oct. 28, 1905, midnight. As of 2025-12-31, the bank reported total assets of $349M and total deposits of $290M. Profitability stands at 0.88% ROA and 9.93% ROE, with a net interest margin of 2.49%. The bank's CET1 capital ratio is 24.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.69% and a Texas Ratio of 3.86%. FDIC Certificate #1022.

Assets

$349M

Deposits

$290M

Loans

$172M

Equity

$30M

Profitability

Return on Assets (ROA) 0.88%
Return on Equity (ROE) 9.93%
Net Interest Margin (NIM) 2.49%
Yield on Assets 4.26%
Cost of Funds 1.81%

Asset Quality

NPL Ratio 0.69%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.86%
NPA Ratio 0.34%
ACL / Loans 0.48%

Capital & Liquidity

CET1 Ratio 24.47%
Tier 1 Capital 24.47%
Total Capital Ratio 25.00%
Leverage Ratio 11.53%
Loan-to-Deposit 59.35%

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