WESTERN STATE BANK is amn medium FDIC-insured commercial bank headquartered in GARDEN CITY, KS, established in June 19, 1973, midnight. As of 2025-12-31, the bank reported total assets of $825M and total deposits of $740M. Profitability stands at 2.37% ROA and 23.88% ROE, with a net interest margin of 4.82%. The bank's CET1 capital ratio is 13.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.76% and a Texas Ratio of 4.41%. FDIC Certificate #21121.
Assets
$825M
Deposits
$740M
Loans
$543M
Equity
$82M
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