SECURITY STATE BANK OF MARINE

MARINE ON SAINT CROIX, MN | Small | Est. May 12, 1919, midnight | FDIC #10163 | RSSD #990053 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK OF MARINE is asn small FDIC-insured commercial bank headquartered in MARINE ON SAINT CROIX, MN, established in May 12, 1919, midnight. As of 2025-12-31, the bank reported total assets of $232M and total deposits of $206M. Profitability stands at 1.82% ROA and 17.12% ROE, with a net interest margin of 4.70%. The bank's CET1 capital ratio is 15.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.30%. FDIC Certificate #10163.

Assets

$232M

Deposits

$206M

Loans

$175M

Equity

$25M

Profitability

Return on Assets (ROA) 1.82%
Return on Equity (ROE) 17.12%
Net Interest Margin (NIM) 4.70%
Yield on Assets 6.15%
Cost of Funds 1.50%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio -0.06%
Texas Ratio 0.30%
NPA Ratio 0.04%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 15.70%
Tier 1 Capital 15.70%
Total Capital Ratio 16.95%
Leverage Ratio 10.98%
Loan-to-Deposit 84.93%

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