UNITED BANK & TRUST

MARYSVILLE, KS | Medium | Est. July 1, 1890, midnight | FDIC #17477 | RSSD #990352 | FED
Latest Report: 2025-12-31

UNITED BANK & TRUST is amn medium FDIC-insured commercial bank headquartered in MARYSVILLE, KS, established in July 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $906M and total deposits of $713M. Profitability stands at 1.35% ROA and 11.93% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 9.32%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.82%. FDIC Certificate #17477.

Assets

$906M

Deposits

$713M

Loans

$678M

Equity

$102M

Profitability

Return on Assets (ROA) 1.35%
Return on Equity (ROE) 11.93%
Net Interest Margin (NIM) 3.79%
Yield on Assets 5.53%
Cost of Funds 1.85%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.82%
NPA Ratio 0.10%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 9.32%
Tier 1 Capital 9.32%
Total Capital Ratio 9.79%
Leverage Ratio 11.27%
Loan-to-Deposit 95.06%

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