FIRST NATIONAL BANK OF ALLENDALE, THE

ALLENDALE, IL | Small | Est. Jan. 1, 1906, midnight | FDIC #12365 | RSSD #990642 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF ALLENDALE, THE is asn small FDIC-insured commercial bank headquartered in ALLENDALE, IL, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $434M and total deposits of $383M. Profitability stands at 1.04% ROA and 11.77% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 8.27%. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 2.01%. FDIC Certificate #12365.

Assets

$434M

Deposits

$383M

Loans

$277M

Equity

$37M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 11.77%
Net Interest Margin (NIM) 3.81%
Yield on Assets 5.85%
Cost of Funds 2.08%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.57%
Texas Ratio 2.01%
NPA Ratio 0.18%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 8.27%
Tier 1 Capital 8.27%
Total Capital Ratio 8.69%
Leverage Ratio 9.23%
Loan-to-Deposit 72.44%

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