STATE BANK OF GENEVA, THE

STATE BANK OF GENEVA, THE is asn small FDIC-insured commercial bank headquartered in GENEVA, IL, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $122M and total deposits of $106M. Profitability stands at 0.80% ROA and 7.65% ROE, with a net interest margin of 3.69%. The bank's CET1 capital ratio is 17.80%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 4.36%. FDIC Certificate #925.