Banks1ST SOURCE BANK

1ST SOURCE BANK

SOUTH BEND, INLargeEst. Jan. 1, 1922, midnightFDIC #9087RSSD #991340FED
Latest · 2025-12-31

1ST SOURCE BANK is an FDIC-insured commercial bank headquartered in SOUTH BEND, IN, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $9.1B and total deposits of $7.2B. Profitability stands at 1.90% ROA and 14.34% ROE, with a net interest margin of 4.58%. CET1 capital ratio: 14.82%, well above regulatory minimums. NPL ratio: 1.09% · Texas Ratio: 5.55%. Operates 80 domestic branches.

Assets
$9.1B
Deposits
$7.2B
Loans
$7.1B
Equity
$1.2B

Profitability

Return on Assets (ROA)1.90%
Return on Equity (ROE)14.34%
Net Interest Margin4.58%
Yield on Assets6.39%
Cost of Funds2.04%

Asset Quality

NPL Ratio1.09%
Net Charge-Off Ratio0.06%
Texas Ratio5.55%
NPA Ratio0.85%
ACL / Loans2.30%

Capital & Liquidity

CET1 Ratio14.82%
Tier 1 Capital15.36%
Total Capital Ratio16.62%
Leverage Ratio13.45%
Loan-to-Deposit97.58%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required