MERCHANTS & PLANTERS BANK

NEWPORT, AR | Small | Est. Aug. 6, 1946, midnight | FDIC #16464 | RSSD #99143 | FDIC
Latest Report: 2025-12-31

MERCHANTS & PLANTERS BANK is asn small FDIC-insured commercial bank headquartered in NEWPORT, AR, established in Aug. 6, 1946, midnight. As of 2025-12-31, the bank reported total assets of $359M and total deposits of $322M. Profitability stands at 0.98% ROA and 10.82% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 9.06%. Asset quality metrics show a non-performing loan ratio of 2.74% and a Texas Ratio of 13.69%. FDIC Certificate #16464.

Assets

$359M

Deposits

$322M

Loans

$170M

Equity

$33M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 10.82%
Net Interest Margin (NIM) 3.95%
Yield on Assets 5.66%
Cost of Funds 1.76%

Asset Quality

NPL Ratio 2.74%
Net Charge-Off Ratio 0.43%
Texas Ratio 13.69%
NPA Ratio 1.30%
ACL / Loans 0.86%

Capital & Liquidity

CET1 Ratio 9.06%
Tier 1 Capital 9.06%
Total Capital Ratio 9.52%
Leverage Ratio 10.03%
Loan-to-Deposit 52.95%

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