CITIZENS BANK AND TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in BLACKSTONE, VA, established in July 15, 1873, midnight. As of 2025-12-31, the bank reported total assets of $578M and total deposits of $488M. Profitability stands at 1.67% ROA and 12.25% ROE, with a net interest margin of 4.51%. The bank's CET1 capital ratio is 13.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.32%. FDIC Certificate #823.
Assets
$578M
Deposits
$488M
Loans
$280M
Equity
$80M
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