STOCK GROWERS BANK

FORMAN, ND | Small | Est. Jan. 1, 1900, midnight | FDIC #8942 | RSSD #992851 | FDIC
Latest Report: 2025-12-31

STOCK GROWERS BANK is asn small FDIC-insured commercial bank headquartered in FORMAN, ND, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $332M and total deposits of $299M. Profitability stands at 0.85% ROA and 9.74% ROE, with a net interest margin of 3.01%. The bank's CET1 capital ratio is 8.75%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8942.

Assets

$332M

Deposits

$299M

Loans

$159M

Equity

$29M

Profitability

Return on Assets (ROA) 0.85%
Return on Equity (ROE) 9.74%
Net Interest Margin (NIM) 3.01%
Yield on Assets 4.75%
Cost of Funds 1.77%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.69%

Capital & Liquidity

CET1 Ratio 8.75%
Tier 1 Capital 8.75%
Total Capital Ratio 9.19%
Leverage Ratio 11.76%
Loan-to-Deposit 52.99%

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