FIRST COMMUNITY BANK

BEEMER, NE | Small | Est. April 7, 1903, midnight | FDIC #5384 | RSSD #993250 | FED
Latest Report: 2025-12-31

FIRST COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in BEEMER, NE, established in April 7, 1903, midnight. As of 2025-12-31, the bank reported total assets of $337M and total deposits of $296M. Profitability stands at 1.19% ROA and 12.72% ROE, with a net interest margin of 3.52%. The bank's CET1 capital ratio is 10.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.38%. FDIC Certificate #5384.

Assets

$337M

Deposits

$296M

Loans

$255M

Equity

$33M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 12.72%
Net Interest Margin (NIM) 3.52%
Yield on Assets 6.35%
Cost of Funds 2.89%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.38%
NPA Ratio 0.15%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 10.62%
Tier 1 Capital 10.62%
Total Capital Ratio 11.83%
Leverage Ratio 8.87%
Loan-to-Deposit 85.96%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required