NATIONAL COOPERATIVE BANK, N.A.

HILLSBORO, OH | Large | Est. Sept. 16, 1988, midnight | FDIC #32612 | RSSD #99376 | OCC
Latest Report: 2025-12-31

NATIONAL COOPERATIVE BANK, N.A. is aln large FDIC-insured commercial bank headquartered in HILLSBORO, OH, established in Sept. 16, 1988, midnight. As of 2025-12-31, the bank reported total assets of $4.1B and total deposits of $3.5B. Profitability stands at 1.69% ROA and 15.36% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 14.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 3.31%. FDIC Certificate #32612.

Assets

$4.1B

Deposits

$3.5B

Loans

$3.2B

Equity

$451M

Profitability

Return on Assets (ROA) 1.69%
Return on Equity (ROE) 15.36%
Net Interest Margin (NIM) 3.83%
Yield on Assets 6.25%
Cost of Funds 4.09%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.31%
NPA Ratio 0.39%
ACL / Loans 0.90%

Capital & Liquidity

CET1 Ratio 14.44%
Tier 1 Capital 14.44%
Total Capital Ratio 15.42%
Leverage Ratio 10.92%
Loan-to-Deposit 90.83%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required