BANK OF COMMERCE

GREENWOOD, MS | Large | Est. Aug. 4, 1904, midnight | FDIC #9359 | RSSD #99442 | FDIC
Latest Report: 2025-12-31

BANK OF COMMERCE is aln large FDIC-insured commercial bank headquartered in GREENWOOD, MS, established in Aug. 4, 1904, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $991M. Profitability stands at 0.51% ROA and 4.52% ROE, with a net interest margin of 3.45%. The bank's CET1 capital ratio is 7.85%. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.50%. FDIC Certificate #9359.

Assets

$1.1B

Deposits

$991M

Loans

$602M

Equity

$125M

Profitability

Return on Assets (ROA) 0.51%
Return on Equity (ROE) 4.52%
Net Interest Margin (NIM) 3.45%
Yield on Assets 5.68%
Cost of Funds 2.33%

Asset Quality

NPL Ratio 0.21%
Net Charge-Off Ratio 0.19%
Texas Ratio 1.50%
NPA Ratio 0.17%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 7.85%
Tier 1 Capital 7.85%
Total Capital Ratio 8.25%
Leverage Ratio 12.83%
Loan-to-Deposit 60.79%

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