CACHE VALLEY BANK

LOGAN, UT | Large | Est. Oct. 2, 1975, midnight | FDIC #22134 | RSSD #995076 | FDIC
Latest Report: 2025-12-31

CACHE VALLEY BANK is aln large FDIC-insured commercial bank headquartered in LOGAN, UT, established in Oct. 2, 1975, midnight. As of 2025-12-31, the bank reported total assets of $3.5B and total deposits of $3.2B. Profitability stands at 2.17% ROA and 21.29% ROE, with a net interest margin of 4.42%. The bank's CET1 capital ratio is 11.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.92%. FDIC Certificate #22134.

Assets

$3.5B

Deposits

$3.2B

Loans

$2.6B

Equity

$344M

Profitability

Return on Assets (ROA) 2.17%
Return on Equity (ROE) 21.29%
Net Interest Margin (NIM) 4.42%
Yield on Assets 6.96%
Cost of Funds 5.33%

Asset Quality

NPL Ratio 0.21%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.92%
NPA Ratio 0.21%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 11.94%
Tier 1 Capital 11.94%
Total Capital Ratio 13.13%
Leverage Ratio 9.50%
Loan-to-Deposit 81.08%

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