HATBORO FEDERAL SAVINGS

HATBORO, PA | Medium | Est. June 30, 1941, midnight | FDIC #30155 | RSSD #995272 | OCC
Latest Report: 2025-12-31

HATBORO FEDERAL SAVINGS is amn medium FDIC-insured commercial bank headquartered in HATBORO, PA, established in June 30, 1941, midnight. As of 2025-12-31, the bank reported total assets of $586M and total deposits of $435M. Profitability stands at 0.84% ROA and 3.45% ROE, with a net interest margin of 2.80%. The bank's CET1 capital ratio is 41.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 1.79%. FDIC Certificate #30155.

Assets

$586M

Deposits

$435M

Loans

$478M

Equity

$142M

Profitability

Return on Assets (ROA) 0.84%
Return on Equity (ROE) 3.45%
Net Interest Margin (NIM) 2.80%
Yield on Assets 5.05%
Cost of Funds 2.79%

Asset Quality

NPL Ratio 0.54%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.79%
NPA Ratio 0.44%
ACL / Loans 0.69%

Capital & Liquidity

CET1 Ratio 41.99%
Tier 1 Capital 41.99%
Total Capital Ratio 42.98%
Leverage Ratio 24.39%
Loan-to-Deposit 109.88%

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