ONE BANK OF TENNESSEE

COOKEVILLE, TN | Large | Est. Nov. 1, 1901, midnight | FDIC #8432 | RSSD #99536 | FDIC
Latest Report: 2025-12-31

ONE BANK OF TENNESSEE is aln large FDIC-insured commercial bank headquartered in COOKEVILLE, TN, established in Nov. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.5B. Profitability stands at 2.55% ROA and 30.25% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 15.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.07%. FDIC Certificate #8432.

Assets

$1.7B

Deposits

$1.5B

Loans

$1.1B

Equity

$145M

Profitability

Return on Assets (ROA) 2.55%
Return on Equity (ROE) 30.25%
Net Interest Margin (NIM) 4.18%
Yield on Assets 5.64%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.07%
NPA Ratio 0.01%
ACL / Loans 0.62%

Capital & Liquidity

CET1 Ratio 15.04%
Tier 1 Capital 15.04%
Total Capital Ratio 15.72%
Leverage Ratio 8.96%
Loan-to-Deposit 72.38%

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