FUSION BANK

LARNED, KS | Small | Est. Jan. 1, 1896, midnight | FDIC #15899 | RSSD #9955 | FED
Latest Report: 2025-12-31

FUSION BANK is asn small FDIC-insured commercial bank headquartered in LARNED, KS, established in Jan. 1, 1896, midnight. As of 2025-12-31, the bank reported total assets of $247M and total deposits of $185M. Profitability stands at 1.95% ROA and 14.17% ROE, with a net interest margin of 4.06%. The bank's CET1 capital ratio is 13.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15899.

Assets

$247M

Deposits

$185M

Loans

$129M

Equity

$32M

Profitability

Return on Assets (ROA) 1.95%
Return on Equity (ROE) 14.17%
Net Interest Margin (NIM) 4.06%
Yield on Assets 5.73%
Cost of Funds 1.79%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.59%

Capital & Liquidity

CET1 Ratio 13.16%
Tier 1 Capital 13.16%
Total Capital Ratio 13.82%
Leverage Ratio 14.54%
Loan-to-Deposit 69.35%

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