PEOPLES BANK OF KENTUCKY, INC. is amn medium FDIC-insured commercial bank headquartered in FLEMINGSBURG, KY, established in April 6, 1906, midnight. As of 2025-12-31, the bank reported total assets of $542M and total deposits of $467M. Profitability stands at 1.17% ROA and 10.27% ROE, with a net interest margin of 4.75%. The bank's CET1 capital ratio is 15.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.59% and a Texas Ratio of 14.65%. FDIC Certificate #16970.
Assets
$542M
Deposits
$467M
Loans
$409M
Equity
$62M
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