BanksKRESS NATIONAL BANK

KRESS NATIONAL BANK

KRESS, TXMicroEst. Sept. 17, 1963, midnightFDIC #18892RSSD #995955OCC
Latest · 2025-12-31

KRESS NATIONAL BANK is an FDIC-insured commercial bank headquartered in KRESS, TX, established in Sept. 17, 1963, midnight. As of 2025-12-31, the bank reported total assets of $60M and total deposits of $54M. Profitability stands at 1.03% ROA and 10.17% ROE, with a net interest margin of 3.41%. CET1 capital ratio: 29.16%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$60M
Deposits
$54M
Loans
$16M
Equity
$6M

Profitability

Return on Assets (ROA)1.03%
Return on Equity (ROE)10.17%
Net Interest Margin3.41%
Yield on Assets5.42%
Cost of Funds2.07%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans2.37%

Capital & Liquidity

CET1 Ratio29.16%
Tier 1 Capital29.16%
Total Capital Ratio30.42%
Leverage Ratio10.82%
Loan-to-Deposit29.02%

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