CTBC BANK CORP. (USA)

LOS ANGELES, CA | Large | Est. April 27, 1965, midnight | FDIC #19416 | RSSD #996260 | FDIC
Latest Report: 2025-12-31

CTBC BANK CORP. (USA) is aln large FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in April 27, 1965, midnight. As of 2025-12-31, the bank reported total assets of $5.6B and total deposits of $4.8B. Profitability stands at 1.05% ROA and 7.69% ROE, with a net interest margin of 3.16%. The bank's CET1 capital ratio is 13.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.72% and a Texas Ratio of 4.44%. FDIC Certificate #19416.

Assets

$5.6B

Deposits

$4.8B

Loans

$4.3B

Equity

$760M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 7.69%
Net Interest Margin (NIM) 3.16%
Yield on Assets 5.98%
Cost of Funds 3.52%

Asset Quality

NPL Ratio 0.72%
Net Charge-Off Ratio 0.03%
Texas Ratio 4.44%
NPA Ratio 0.64%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 13.60%
Tier 1 Capital 13.60%
Total Capital Ratio 14.28%
Leverage Ratio 13.91%
Loan-to-Deposit 90.35%

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