BALDWIN STATE BANK, THE

BALDWIN STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in BALDWIN CITY, KS, established in Aug. 29, 1892, midnight. As of 2025-12-31, the bank reported total assets of $106M and total deposits of $93M. Profitability stands at 0.73% ROA and 6.88% ROE, with a net interest margin of 3.22%. The bank's CET1 capital ratio is 10.80%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.30%. FDIC Certificate #10906.