BanksFIRST STATE BANK OF HARVEY

FIRST STATE BANK OF HARVEY

HARVEY, NDMicroEst. June 5, 1913, midnightFDIC #8383RSSD #997557FDIC
Latest · 2025-12-31

FIRST STATE BANK OF HARVEY is an FDIC-insured commercial bank headquartered in HARVEY, ND, established in June 5, 1913, midnight. As of 2025-12-31, the bank reported total assets of $95M and total deposits of $86M. Profitability stands at 1.08% ROA and 13.45% ROE, with a net interest margin of 3.03%. CET1 capital ratio: 8.29%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$95M
Deposits
$86M
Loans
$36M
Equity
$8M

Profitability

Return on Assets (ROA)1.08%
Return on Equity (ROE)13.45%
Net Interest Margin3.03%
Yield on Assets4.44%
Cost of Funds1.43%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.10%

Capital & Liquidity

CET1 Ratio8.29%
Tier 1 Capital8.29%
Total Capital Ratio8.71%
Leverage Ratio10.22%
Loan-to-Deposit42.32%

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