HOWARD STATE BANK is amn micro FDIC-insured commercial bank headquartered in HOWARD, KS, established in Aug. 30, 1877, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $79M. Profitability stands at 1.64% ROA and 20.14% ROE, with a net interest margin of 4.80%. The bank's CET1 capital ratio is 14.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.51% and a Texas Ratio of 3.49%. FDIC Certificate #4693.
Assets
$86M
Deposits
$79M
Loans
$51M
Equity
$7M
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