BanksFIRST STATE BANK

FIRST STATE BANK

NOBLE, OKMicroEst. July 4, 1902, midnightFDIC #9879RSSD #99853FDIC
Latest · 2025-12-31

FIRST STATE BANK is an FDIC-insured commercial bank headquartered in NOBLE, OK, established in July 4, 1902, midnight. As of 2025-12-31, the bank reported total assets of $52M and total deposits of $48M. Profitability stands at 0.90% ROA and 10.01% ROE, with a net interest margin of 4.12%. CET1 capital ratio: 8.92%. NPL ratio: 0.35% · Texas Ratio: 1.25%. Operates 1 domestic branch.

Assets
$52M
Deposits
$48M
Loans
$18M
Equity
$5M

Profitability

Return on Assets (ROA)0.90%
Return on Equity (ROE)10.01%
Net Interest Margin4.12%
Yield on Assets5.50%
Cost of Funds1.40%

Asset Quality

NPL Ratio0.35%
Net Charge-Off Ratio0.05%
Texas Ratio1.25%
NPA Ratio0.12%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio8.92%
Tier 1 Capital8.92%
Total Capital Ratio9.37%
Leverage Ratio10.33%
Loan-to-Deposit36.87%

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