ELKTON BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in ELKTON, KY, established in Jan. 1, 1866, midnight. As of 2025-12-31, the bank reported total assets of $193M and total deposits of $163M. Profitability stands at 1.08% ROA and 8.97% ROE, with a net interest margin of 3.73%. The bank's CET1 capital ratio is 26.42%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.02%. FDIC Certificate #12162. The institution operates 1 domestic branch.
Assets
$193M
Deposits
$163M
Loans
$86M
Equity
$23M
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