FARMERS BANK, THE

CARNEGIE, OK | Small | Est. Oct. 27, 1905, midnight | FDIC #4054 | RSSD #998657 | FDIC
Latest Report: 2025-12-31

FARMERS BANK, THE is asn small FDIC-insured commercial bank headquartered in CARNEGIE, OK, established in Oct. 27, 1905, midnight. As of 2025-12-31, the bank reported total assets of $115M and total deposits of $100M. Profitability stands at 1.19% ROA and 10.65% ROE, with a net interest margin of 4.84%. The bank's CET1 capital ratio is 12.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.02%. FDIC Certificate #4054.

Assets

$115M

Deposits

$100M

Loans

$100M

Equity

$14M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 10.65%
Net Interest Margin (NIM) 4.84%
Yield on Assets 7.64%
Cost of Funds 3.86%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.02%
NPA Ratio 0.27%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 12.11%
Tier 1 Capital 12.11%
Total Capital Ratio 12.71%
Leverage Ratio 12.48%
Loan-to-Deposit 99.97%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required