BanksFARMERS BANK, THE

FARMERS BANK, THE

CARNEGIE, OKSmallEst. Oct. 27, 1905, midnightFDIC #4054RSSD #998657FDIC
Latest · 2025-12-31

FARMERS BANK, THE is an FDIC-insured commercial bank headquartered in CARNEGIE, OK, established in Oct. 27, 1905, midnight. As of 2025-12-31, the bank reported total assets of $115M and total deposits of $100M. Profitability stands at 1.19% ROA and 10.65% ROE, with a net interest margin of 4.84%. CET1 capital ratio: 12.11%, well above regulatory minimums. NPL ratio: 0.31% · Texas Ratio: 2.02%. Operates 2 domestic branches.

Assets
$115M
Deposits
$100M
Loans
$100M
Equity
$14M

Profitability

Return on Assets (ROA)1.19%
Return on Equity (ROE)10.65%
Net Interest Margin4.84%
Yield on Assets7.64%
Cost of Funds2.92%

Asset Quality

NPL Ratio0.31%
Net Charge-Off Ratio0.00%
Texas Ratio2.02%
NPA Ratio0.27%
ACL / Loans1.23%

Capital & Liquidity

CET1 Ratio12.11%
Tier 1 Capital12.11%
Total Capital Ratio12.71%
Leverage Ratio12.48%
Loan-to-Deposit99.97%

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