MONTEREY COUNTY BANK is an FDIC-insured commercial bank headquartered in MONTEREY, CA, established in May 5, 1977, midnight. As of 2025-12-31, the bank reported total assets of $283M and total deposits of $208M. Profitability stands at -0.78% ROA and -6.68% ROE, with a net interest margin of 3.48%. CET1 capital ratio: 8.36%. NPL ratio: 0.00% · Texas Ratio: 10.78%. Operates 4 domestic branches.
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