BanksPLANTERS FIRST BANK

PLANTERS FIRST BANK

CORDELE, GASmallEst. Jan. 1, 1896, midnightFDIC #9064RSSD #300933FDIC
Latest · 2025-12-31

PLANTERS FIRST BANK is an FDIC-insured commercial bank headquartered in CORDELE, GA, established in Jan. 1, 1896, midnight. As of 2025-12-31, the bank reported total assets of $453M and total deposits of $409M. Profitability stands at 1.80% ROA and 19.35% ROE, with a net interest margin of 5.01%. CET1 capital ratio: 14.09%, well above regulatory minimums. NPL ratio: 1.19% · Texas Ratio: 8.03%. Operates 7 domestic branches.

Assets
$453M
Deposits
$409M
Loans
$314M
Equity
$41M

Profitability

Return on Assets (ROA)1.80%
Return on Equity (ROE)19.35%
Net Interest Margin5.01%
Yield on Assets6.07%
Cost of Funds1.08%

Asset Quality

NPL Ratio1.19%
Net Charge-Off Ratio0.13%
Texas Ratio8.03%
NPA Ratio0.82%
ACL / Loans1.63%

Capital & Liquidity

CET1 Ratio14.09%
Tier 1 Capital14.09%
Total Capital Ratio15.34%
Leverage Ratio10.54%
Loan-to-Deposit76.73%

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