BanksFIRST STATE BANK OF BURNET

FIRST STATE BANK OF BURNET

BURNET, TXSmallEst. Oct. 24, 1908, midnightFDIC #11557RSSD #303653FDIC
Latest · 2025-12-31

FIRST STATE BANK OF BURNET is an FDIC-insured commercial bank headquartered in BURNET, TX, established in Oct. 24, 1908, midnight. As of 2025-12-31, the bank reported total assets of $323M and total deposits of $282M. Profitability stands at 1.68% ROA and 15.66% ROE, with a net interest margin of 3.96%. CET1 capital ratio: 10.78%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.01%. Operates 4 domestic branches.

Assets
$323M
Deposits
$282M
Loans
$180M
Equity
$35M

Profitability

Return on Assets (ROA)1.68%
Return on Equity (ROE)15.66%
Net Interest Margin3.96%
Yield on Assets5.04%
Cost of Funds1.10%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.01%
NPA Ratio0.00%
ACL / Loans0.77%

Capital & Liquidity

CET1 Ratio10.78%
Tier 1 Capital10.78%
Total Capital Ratio11.32%
Leverage Ratio12.30%
Loan-to-Deposit63.62%

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