BanksFIRST NATIONAL BANK OF COLERAINE, THE

FIRST NATIONAL BANK OF COLERAINE, THE

COLERAINE, MNSmallEst. Jan. 1, 1906, midnightFDIC #5117RSSD #311658OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF COLERAINE, THE is an FDIC-insured commercial bank headquartered in COLERAINE, MN, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $110M and total deposits of $103M. Profitability stands at 0.64% ROA and 11.12% ROE, with a net interest margin of 2.62%. CET1 capital ratio: 17.76%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$110M
Deposits
$103M
Loans
$42M
Equity
$6M

Profitability

Return on Assets (ROA)0.64%
Return on Equity (ROE)11.12%
Net Interest Margin2.62%
Yield on Assets4.18%
Cost of Funds1.52%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.97%

Capital & Liquidity

CET1 Ratio17.76%
Tier 1 Capital17.76%
Total Capital Ratio18.65%
Leverage Ratio7.43%
Loan-to-Deposit40.44%

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