BanksWASHINGTON STATE BANK

WASHINGTON STATE BANK

WASHINGTON, LASmallEst. April 10, 1893, midnightFDIC #9326RSSD #311939FDIC
Latest · 2025-12-31

WASHINGTON STATE BANK is an FDIC-insured commercial bank headquartered in WASHINGTON, LA, established in April 10, 1893, midnight. As of 2025-12-31, the bank reported total assets of $296M and total deposits of $262M. Profitability stands at 1.33% ROA and 12.39% ROE, with a net interest margin of 4.41%. CET1 capital ratio: 14.90%, well above regulatory minimums. NPL ratio: 0.57% · Texas Ratio: 5.20%. Operates 7 domestic branches.

Assets
$296M
Deposits
$262M
Loans
$226M
Equity
$32M

Profitability

Return on Assets (ROA)1.33%
Return on Equity (ROE)12.39%
Net Interest Margin4.41%
Yield on Assets6.25%
Cost of Funds1.92%

Asset Quality

NPL Ratio0.57%
Net Charge-Off Ratio0.46%
Texas Ratio5.20%
NPA Ratio0.60%
ACL / Loans0.93%

Capital & Liquidity

CET1 Ratio14.90%
Tier 1 Capital14.90%
Total Capital Ratio15.84%
Leverage Ratio10.90%
Loan-to-Deposit86.22%

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