BanksSECURITY STATE BANK

SECURITY STATE BANK

SCOTT CITY, KSMediumEst. April 21, 1961, midnightFDIC #18374RSSD #319551FDIC
Latest · 2025-12-31

SECURITY STATE BANK is an FDIC-insured commercial bank headquartered in SCOTT CITY, KS, established in April 21, 1961, midnight. As of 2025-12-31, the bank reported total assets of $999M and total deposits of $798M. Profitability stands at 1.46% ROA and 13.50% ROE, with a net interest margin of 3.49%. CET1 capital ratio: 11.51%, well above regulatory minimums. NPL ratio: 0.09% · Texas Ratio: 1.03%. Operates 4 domestic branches.

Assets
$999M
Deposits
$798M
Loans
$764M
Equity
$107M

Profitability

Return on Assets (ROA)1.46%
Return on Equity (ROE)13.50%
Net Interest Margin3.49%
Yield on Assets6.75%
Cost of Funds3.42%

Asset Quality

NPL Ratio0.09%
Net Charge-Off Ratio0.04%
Texas Ratio1.03%
NPA Ratio0.12%
ACL / Loans0.97%

Capital & Liquidity

CET1 Ratio11.51%
Tier 1 Capital11.51%
Total Capital Ratio12.44%
Leverage Ratio10.03%
Loan-to-Deposit95.74%

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