BanksSILVER LAKE BANK

SILVER LAKE BANK

TOPEKA, KSSmallEst. Jan. 1, 1909, midnightFDIC #15323RSSD #326054FDIC
Latest · 2025-12-31

SILVER LAKE BANK is an FDIC-insured commercial bank headquartered in TOPEKA, KS, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $494M and total deposits of $395M. Profitability stands at 1.79% ROA and 16.57% ROE, with a net interest margin of 4.58%. CET1 capital ratio: 10.77%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 6 domestic branches.

Assets
$494M
Deposits
$395M
Loans
$366M
Equity
$53M

Profitability

Return on Assets (ROA)1.79%
Return on Equity (ROE)16.57%
Net Interest Margin4.58%
Yield on Assets6.55%
Cost of Funds2.36%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.00%

Capital & Liquidity

CET1 Ratio10.77%
Tier 1 Capital10.77%
Total Capital Ratio11.31%
Leverage Ratio11.00%
Loan-to-Deposit92.51%

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