FARMERS STATE BANK is an FDIC-insured commercial bank headquartered in WEST SALEM, OH, established in April 15, 1915, midnight. As of 2025-12-31, the bank reported total assets of $191M and total deposits of $173M. Profitability stands at 0.51% ROA and 7.58% ROE, with a net interest margin of 4.45%. CET1 capital ratio: 12.96%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.83%. Operates 6 domestic branches.
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