UNITED SOUTHERN BANK is an FDIC-insured commercial bank headquartered in UMATILLA, FL, established in March 1, 1937, midnight. As of 2025-12-31, the bank reported total assets of $842M and total deposits of $771M. Profitability stands at 1.43% ROA and 20.16% ROE, with a net interest margin of 3.94%. CET1 capital ratio: 7.30%. NPL ratio: 0.52% · Texas Ratio: 3.26%. Operates 14 domestic branches.
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