BanksBANK PLUS

BANK PLUS

ESTHERVILLE, IASmallEst. March 1, 1947, midnightFDIC #16547RSSD #329149FDIC
Latest · 2025-12-31

BANK PLUS is an FDIC-insured commercial bank headquartered in ESTHERVILLE, IA, established in March 1, 1947, midnight. As of 2025-12-31, the bank reported total assets of $157M and total deposits of $110M. Profitability stands at 1.14% ROA and 10.31% ROE, with a net interest margin of 4.20%. CET1 capital ratio: 9.51%. NPL ratio: 0.70% · Texas Ratio: 4.90%. Operates 4 domestic branches.

Assets
$157M
Deposits
$110M
Loans
$129M
Equity
$17M

Profitability

Return on Assets (ROA)1.14%
Return on Equity (ROE)10.31%
Net Interest Margin4.20%
Yield on Assets6.06%
Cost of Funds2.01%

Asset Quality

NPL Ratio0.70%
Net Charge-Off Ratio0.06%
Texas Ratio4.90%
NPA Ratio0.58%
ACL / Loans0.91%

Capital & Liquidity

CET1 Ratio9.51%
Tier 1 Capital9.51%
Total Capital Ratio9.98%
Leverage Ratio10.11%
Loan-to-Deposit117.22%

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