BanksFIRST NATIONAL BANK OF NOKOMIS

FIRST NATIONAL BANK OF NOKOMIS

NOKOMIS, ILSmallEst. Sept. 3, 1940, midnightFDIC #15763RSSD #330248OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF NOKOMIS is an FDIC-insured commercial bank headquartered in NOKOMIS, IL, established in Sept. 3, 1940, midnight. As of 2025-12-31, the bank reported total assets of $178M and total deposits of $157M. Profitability stands at 0.79% ROA and 7.46% ROE, with a net interest margin of 4.02%. CET1 capital ratio: 17.39%, well above regulatory minimums. NPL ratio: 1.20% · Texas Ratio: 6.00%. Operates 4 domestic branches.

Assets
$178M
Deposits
$157M
Loans
$100M
Equity
$19M

Profitability

Return on Assets (ROA)0.79%
Return on Equity (ROE)7.46%
Net Interest Margin4.02%
Yield on Assets4.88%
Cost of Funds0.92%

Asset Quality

NPL Ratio1.20%
Net Charge-Off Ratio0.85%
Texas Ratio6.00%
NPA Ratio0.67%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio17.39%
Tier 1 Capital17.39%
Total Capital Ratio18.57%
Leverage Ratio10.79%
Loan-to-Deposit63.50%

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