BanksPARTNERS BANK

PARTNERS BANK

HELENA, ARSmallEst. April 1, 1940, midnightFDIC #15729RSSD #335346FDIC
Latest · 2025-12-31

PARTNERS BANK is an FDIC-insured commercial bank headquartered in HELENA, AR, established in April 1, 1940, midnight. As of 2025-12-31, the bank reported total assets of $415M and total deposits of $348M. Profitability stands at 1.33% ROA and 10.70% ROE, with a net interest margin of 4.36%. CET1 capital ratio: 12.97%, well above regulatory minimums. NPL ratio: 0.67% · Texas Ratio: 3.91%. Operates 9 domestic branches.

Assets
$415M
Deposits
$348M
Loans
$355M
Equity
$54M

Profitability

Return on Assets (ROA)1.33%
Return on Equity (ROE)10.70%
Net Interest Margin4.36%
Yield on Assets6.41%
Cost of Funds2.25%

Asset Quality

NPL Ratio0.67%
Net Charge-Off Ratio0.28%
Texas Ratio3.91%
NPA Ratio0.57%
ACL / Loans1.98%

Capital & Liquidity

CET1 Ratio12.97%
Tier 1 Capital12.97%
Total Capital Ratio13.62%
Leverage Ratio12.97%
Loan-to-Deposit101.80%

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