BanksPEOPLES FIRST SAVINGS BANK

PEOPLES FIRST SAVINGS BANK

MASON, OHSmallEst. Jan. 1, 1909, midnightFDIC #30688RSSD #363778FDIC
Latest · 2025-12-31

PEOPLES FIRST SAVINGS BANK is an FDIC-insured commercial bank headquartered in MASON, OH, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $105M and total deposits of $86M. Profitability stands at 0.06% ROA and 0.65% ROE, with a net interest margin of 3.72%. CET1 capital ratio: 14.03%, well above regulatory minimums. NPL ratio: 0.71% · Texas Ratio: 6.07%. Operates 2 domestic branches.

Assets
$105M
Deposits
$86M
Loans
$90M
Equity
$10M

Profitability

Return on Assets (ROA)0.06%
Return on Equity (ROE)0.65%
Net Interest Margin3.72%
Yield on Assets6.34%
Cost of Funds2.67%

Asset Quality

NPL Ratio0.71%
Net Charge-Off Ratio0.00%
Texas Ratio6.07%
NPA Ratio0.61%
ACL / Loans0.69%

Capital & Liquidity

CET1 Ratio14.03%
Tier 1 Capital14.03%
Total Capital Ratio14.91%
Leverage Ratio9.46%
Loan-to-Deposit104.59%

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