BanksTEMPLETON SAVINGS BANK

TEMPLETON SAVINGS BANK

TEMPLETON, IASmallEst. Jan. 1, 1923, midnightFDIC #969RSSD #366247FED
Latest · 2025-12-31

TEMPLETON SAVINGS BANK is an FDIC-insured commercial bank headquartered in TEMPLETON, IA, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $160M and total deposits of $133M. Profitability stands at 1.46% ROA and 9.02% ROE, with a net interest margin of 4.05%. CET1 capital ratio: 15.01%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.08%. Operates 2 domestic branches.

Assets
$160M
Deposits
$133M
Loans
$111M
Equity
$26M

Profitability

Return on Assets (ROA)1.46%
Return on Equity (ROE)9.02%
Net Interest Margin4.05%
Yield on Assets5.51%
Cost of Funds1.75%

Asset Quality

NPL Ratio0.02%
Net Charge-Off Ratio0.00%
Texas Ratio0.08%
NPA Ratio0.01%
ACL / Loans1.39%

Capital & Liquidity

CET1 Ratio15.01%
Tier 1 Capital15.01%
Total Capital Ratio15.76%
Leverage Ratio14.45%
Loan-to-Deposit83.19%

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