BanksEVANGELINE BANK AND TRUST COMPANY, THE

EVANGELINE BANK AND TRUST COMPANY, THE

VILLE PLATTE, LALargeEst. Jan. 1, 1933, midnightFDIC #12611RSSD #372538FDIC
Latest · 2025-12-31

EVANGELINE BANK AND TRUST COMPANY, THE is an FDIC-insured commercial bank headquartered in VILLE PLATTE, LA, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $900M. Profitability stands at 1.74% ROA and 12.91% ROE, with a net interest margin of 4.01%. CET1 capital ratio: 13.39%, well above regulatory minimums. NPL ratio: 1.23% · Texas Ratio: 7.18%. Operates 10 domestic branches.

Assets
$1.1B
Deposits
$900M
Loans
$907M
Equity
$150M

Profitability

Return on Assets (ROA)1.74%
Return on Equity (ROE)12.91%
Net Interest Margin4.01%
Yield on Assets6.11%
Cost of Funds2.53%

Asset Quality

NPL Ratio1.23%
Net Charge-Off Ratio0.44%
Texas Ratio7.18%
NPA Ratio1.04%
ACL / Loans1.42%

Capital & Liquidity

CET1 Ratio13.39%
Tier 1 Capital13.39%
Total Capital Ratio14.06%
Leverage Ratio13.42%
Loan-to-Deposit100.80%

This is just the summary.

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