HOMETOWN BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in GALVESTON, TX, established in June 27, 1966, midnight. As of 2025-12-31, the bank reported total assets of $998M and total deposits of $904M. Profitability stands at 1.00% ROA and 10.91% ROE, with a net interest margin of 3.90%. CET1 capital ratio: 14.35%, well above regulatory minimums. NPL ratio: 0.13% · Texas Ratio: 0.91%. Operates 7 domestic branches.
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