FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in SEGUIN, TX, established in July 1, 1983, midnight. As of 2025-12-31, the bank reported total assets of $559M and total deposits of $497M. Profitability stands at 1.42% ROA and 14.14% ROE, with a net interest margin of 4.06%. CET1 capital ratio: 18.00%, well above regulatory minimums. NPL ratio: 0.31% · Texas Ratio: 1.58%. Operates 7 domestic branches.
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